Posts tagged as:

credit score

Thumbnail image for Senate Passes Fair Access to Credit Scores Act

Senate Passes Fair Access to Credit Scores Act

May 18, 2010

Last night, the Senate passed an amendment introduced by Senator Mark Udall that would provide credit scores to consumers in certain situations. Titled the Fair Access to Credit Scores Act of 2010, this amendment was added to the much larger financial regulatory bill currently being debated in the Senate. Benefit to consumers Consumers will now [...]

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Thumbnail image for Popular Debt Settlement Myth #2 Exposed

Popular Debt Settlement Myth #2 Exposed

May 17, 2010

If you are considering debt settlement to resolve your credit card debts, I strongly urge you to do your own research and be as informed as possible before deciding to move forward. Regular readers of the DIY Debt blog know how little I think of the majority of debt settlement companies out there and that [...]

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Thumbnail image for How Debt Struggles Impact Credit Scores

How Debt Struggles Impact Credit Scores

May 14, 2010

One of the most common questions when considering the different debt reduction programs available to consumers is how will they impact your credit score. This is an important issue to keep in mind when determining which debt reduction strategy is the best fit for your particular situation. “FICO” score FICO is the most widely used [...]

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Thumbnail image for Why You Should Regularly Review Your Credit Reports

Why You Should Regularly Review Your Credit Reports

May 13, 2010

The truth is most credit reports contain errors of some kind. The errors can be the result of innocent mistakes or bad record keeping and sloppy data entry. And since your credit history is constantly evolving, the possibility of mistakes finding their way onto your reports always exists. Unless you are the extremely rare person [...]

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6 Warning Signs For Credit Repair Scams

May 5, 2010

Countless consumers across the country could benefit from a higher credit score. The desire for a cleaned up credit history and a higher credit score is well justified. A higher credit score gives you access to lower interest rates and a greater degree of borrowing power. And depending on the size of a purchase you [...]

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Personality Traits Suited For Debt Settlement

April 15, 2010

Given all of the so-called personal finance “experts” out there and everything published regarding the various debt reduction programs available to consumers, I’m amazed that hardly any of them seem to consider the important role a person’s personality plays in the whole equation. If you are considering debt settlement to help you get your debt [...]

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Thumbnail image for 3 Reasons To Get Your Credit Report

3 Reasons To Get Your Credit Report

April 9, 2010

The majority of consumers are not proactive about reviewing their credit report and becoming familiar with all that is on there. Most of us only learn what our credit score is when we go to make a large purchase (like a car, for example) and the finance person has to run our credit to see [...]

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3 Credit Card Mistakes To Avoid

April 6, 2010

Rising credit card debt is an epidemic that is affecting more people today than ever. Legitimate financial hardships like the loss of a job, the onset of a medical condition or a divorce are causing thousands of Americans to fall behind on their credit card debt payments. On the other hand, there are others who [...]

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3 Drawbacks of Debt Settlement

March 30, 2010

Regular readers of the DIY Debt blog know how important it is to fully research the different debt reduction strategies available before deciding which one is most appropriate for you and your specific situation.There is no substitute for doing your own homework and fully educating yourself on the pros and cons before committing to a [...]

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Thumbnail image for Understand the Lingo: Write-Off vs. Charge-Off

Understand the Lingo: Write-Off vs. Charge-Off

March 26, 2010

If you think the terms “write-off” and “charge-off” mean the same thing, you’re not alone. Many people aren’t clear about the difference between the two. If you are experiencing financial struggles and are behind on your debt payments, understanding what these terms mean will be very helpful as you navigate your way out of debt. [...]

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